 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
 |
 |
 |
 |
 |
 |
|||||||||||||||||
 |
 |
|||||||||||||||||||||
 |
||||||||||||||||||||||
 |
||||||||||||||||||||||
 |
||||||||||||||||||||||
 |
||||||||||||||||||||||
 |
 |
 |
||||||||||||||||||||
 |
 |
 |
||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
 |
|||||||||||
|
This program allows the borrower to float their locked interest rate down to a lower rate. This is a one time option only. |
|||||||||||
 |
|||||||||||
|
A program where the borrowers income is not disclosed on the loan application. This results in no debt ratios computed. This program is best suited for someone who has excellent credit, is self employed or has commissioned income, and has a large down payment or a high equity position. |
|||||||||||
 |
|||||||||||
|
This program allows a property to be mortgaged to a self employed borrower without verifying the borrower's income with tax returns. This allows for much less intrusion into the self employed borrower's personal business. Excellent credit is a must. When using this program there is a greater risk for the lender so there tends to be a larger down payment requirement and a higher interest rate. |
|||||||||||
|
|
|
 |
|
|
|
|
Online Loan Application | Loan Programs | Loan Calculator Click the icon below for a map to our office. 3499 Independence Drive Copyright 1998, Gagliano Mortgage - All Rights Reserved |
